OHIP pays for all or part of most basic medical and emergency services. However, it does not pay for some services such as cosmetic surgery (dental or physical), dental services or chiropractic services.
And it also pays for parts of the costs of the following services:
- Some services from your doctor, and podiatrists
- Physiotherapy treatments
- Dental services in hospitals
- Eye tests
- Travel costs: if you live in northern Ontario and must travel long distances for specialty medical care, OHIP may pay some travel costs.
Although OHIP may cover some costs when you travel outside of Ontario or Canada; the Ministry of Health and Long-term Care recommends that you get private health insurance when you travel or to pay for services not covered by OHIP
Private health insurance is another option for those services that are not covered under OHIP, for newcomers and visitors to Canada and for those who are not eligible for OHIP
To find a private health insurance company, you can use “find insurance” tool from the OmbudService for life and Insurance website.
Insurance brokers are also an alternative to insurance companies. Brokers represent several different insurance companies and can tell you about your choices.